2022年银行英语口语及常用短语 .pdf
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1、money 钱currency 货币banknotes 纸币coins 硬币Federal Reserve Note bill 1 美分 Abraham Lincoln 5 美分 Thomas Jefferson 25 美分、 1 美元 George Washington 100美元 Benjamin Franklin dollar cent penny nickle quarter half dollar head 正面 tail 反面green back buck checking book 支票簿 card 中国: 活期帐户savings account current account
2、定期帐户deposit account 美国: 支票帐户checking account 储蓄帐户savings account 金钱市场账号money market account 定期帐户CD = certificate deposit cashless society 无现金社会check 支票ATM card debit card 借记卡pass book 存折certificate 存单credit card 信用卡名师资料总结 - - -精品资料欢迎下载 - - - - - - - - - - - - - - - - - - 名师精心整理 - - - - - - - 第 1 页,共
3、 22 页 - - - - - - - - - cash 现金stock 股票funds 基金foreign exchange 外汇储备How would you like to deposit your money? 您按什么方式存钱?deposit 押金down payment 定金mineral deposit 矿物储藏deposit some money in sth. I d like to open a savings account with this bank. 我想在您的银行开一个储蓄帐户。How can I go about it? 我要怎么办理呢?The minimum
4、deposit for a deposit account is fifty yuan. 定期存款帐户的最低储蓄额是50元钱。What s the interest rate? Its 1.2% per year. 利率是多少?每年1.2%。名师资料总结 - - -精品资料欢迎下载 - - - - - - - - - - - - - - - - - - 名师精心整理 - - - - - - - 第 2 页,共 22 页 - - - - - - - - - Wha t the interest rate for deposit account? It s around 1.5% per year
5、. I d like open a checking account? How can I go about it? The minimum deposit for a checking account is . The interest rate is . write a check bounce a check transaction fee cash a check Can I close my checking account now? 现在我能取消我的活期存款账户吗?2809 Lesson Twenty-eight Bank 银行I want to withdraw my balan
6、ce. 我想把余额取出来。lose one balance 失去平衡balance of payment 收支平衡balance development of economy and environment 名师资料总结 - - -精品资料欢迎下载 - - - - - - - - - - - - - - - - - - 名师精心整理 - - - - - - - 第 3 页,共 22 页 - - - - - - - - - withdraw 取钱withdraw money form bank withdraw 撤军withdraw the troop from the occupied lan
7、d withdraw my promise withdrawal n. You needn t fill out the withdrawal slip. 您不必填取款单。slip n. give sb a pink slip 解雇fill out fill in 2811 Lesson Twenty-eight Bank 银行May I have this check cleared? 我能兑付这张支票吗?May I have this check cashed? 名师资料总结 - - -精品资料欢迎下载 - - - - - - - - - - - - - - - - - - 名师精心整理
8、- - - - - - - 第 4 页,共 22 页 - - - - - - - - - I d like to have the one-hundred yuan bill broken up. 我想破开这 100 元钱。break sth up break money up break one-hundred bill up How would you want your money? 您想要什么面额的钱?In one hundred yuan notes, please. 请给我 100 元一张的。denomination 面值In 50 yuan bills please. How m
9、uch do you want to exchange? 您想换多少钱?foreign exchange 外汇名师资料总结 - - -精品资料欢迎下载 - - - - - - - - - - - - - - - - - - 名师精心整理 - - - - - - - 第 5 页,共 22 页 - - - - - - - - - I have 8000 HK dollars, and I want to change them for euros. 我有 8000港币,我想把它们换成欧元。Whats the exchange rate today? 今天的汇率是多少 ? get the loans
10、 from the bank 申请贷款transfer service 转帐服务What kind of account did you have in your mind? 你想开哪种帐户 ? Do you like to open a current account? 你想开一个活期存款帐户吗? A deposit or current account? 定期还是活期 ? Please tell me how you would like to deposit your money. 请告诉我你想存何种户头? Theres a service charge for the checking
11、 account but no charge for the savings. 支票户头要收服务费,现金户头不收。Our minimum deposit for a savings account is 100 dollars. 名师资料总结 - - -精品资料欢迎下载 - - - - - - - - - - - - - - - - - - 名师精心整理 - - - - - - - 第 6 页,共 22 页 - - - - - - - - - 我们储蓄存款的最低存款额是100美圆。Five yuan is the minimum original deposit. 最低起存款额是 5 元。Yo
12、u can open a savings account at any time with an initial deposit of 50 dollars. 你可随时以 50 美圆的起存额开立储蓄帐户。Even one yuan is all right. 甚至一元也可以起存。Here is your passbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it. 这是你的存折,存取款时请带
13、来。保管好存折,遗失请告诉我们。I should like to open a current account. 我想开一个活期存款帐户。I need a checking account so that I can pay my bill. 我需开个支票帐户,这样就能付帐。Wed like to know how we open a checking-savings account. 我们想知道如何开一个支票储蓄帐户。I have a checking account here. 我在这里有一个支票存款帐户。I think Id like a deposit account. 我想要开个定期
14、存款帐户。名师资料总结 - - -精品资料欢迎下载 - - - - - - - - - - - - - - - - - - 名师精心整理 - - - - - - - 第 7 页,共 22 页 - - - - - - - - - Can I open a current account here? 我能否在这儿开个活期存款帐户?I want to open a deposit account with you. 我要开个储蓄帐户。Id like to open a deposit account with you. 我想在你们这儿开个定期存款帐户。Could you tell me the di
15、fference between a savings account and a checking account? 请告诉我储蓄存款与支票存款的区别好吗?Please tell me the procedure for opening a savings account. 请告诉我开个储蓄帐户需要什么手续。Will 100 yuan be enough for a minimum deposit? 100元作最低存款额够吗?Id like to know whether a 200 yuan deposit will be enough for opening a checking acco
16、unt. 我想知道开一个支票帐户200元存款是否够。Could you tell me how to operate this account? 请告诉我如何经管这个帐户好吗?Is there any minimum for the first deposit? 第一次储蓄有最低限额吗?How much does each account cost? 每个帐户要花多少钱?名师资料总结 - - -精品资料欢迎下载 - - - - - - - - - - - - - - - - - - 名师精心整理 - - - - - - - 第 8 页,共 22 页 - - - - - - - - - Usef
17、ul Phrases current deposit, current account 活期存款fixed deposit, fixed account 定期存款fixed deposit by installments 零存整取joint account 联名存款帐户to open an account 开户头银行英语口语存款How much do you want to deposit with us? 你想在我们这存多少?How much do you wish to pay into your account? 你希望在你的户头上存多少?How much money do you pl
18、an to keep in your account on a regular basis? 你计划在你的户头上定期存放多少钱?How much cash do you plan to deposit in your account? 你有多少钱要存入呢?I think you may deposit your money with the bank, or leave it here for temporary safe-keeping. 我认为你可把钱存入银行,或留在银行暂保管起来。Would you please fill in the depositing form, giving t
19、he sum of money 名师资料总结 - - -精品资料欢迎下载 - - - - - - - - - - - - - - - - - - 名师精心整理 - - - - - - - 第 9 页,共 22 页 - - - - - - - - - youre to deposit as well as your name, address and professional unit? 请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?I want to deposit 300 yuan in my account. 我想在我的户头上存300 元。I want to depos
20、it these cheques in my account. 我想把这些支票存在我的户头上。Id like to pay 200 yuan into my deposit account. 我想在在我的定期存款户头上存200元。I want to deposit my paycheck. 我想存入我的工资支票。Id like to know whether I can cash a cheque here. 我想知道我能否在这兑换支票。Will you please cash this travelers cheque? 请兑现这张旅行支票好吗?Id like to cash this mo
21、ney order. 我想兑现这张汇款单。I want to cash the balance of a travelers letter of credit. 我要把旅行信用证的结余兑现。Will you please tell me whether you charge for cheques? 请告诉我兑换支票收手续费吗?Could you tell me how much the checks cost? 名师资料总结 - - -精品资料欢迎下载 - - - - - - - - - - - - - - - - - - 名师精心整理 - - - - - - - 第 10 页,共 22 页
22、 - - - - - - - - - 请告诉我这些支票要花多少钱?What if I overdraw? 如果透支了怎么办?Please sign your name on the bottom line if you want to cash the check. 如果想兑支票,请在底线上签名。Please write your account number on the back of the check. 请在支票背面写上你的帐号。We honored the check as the overdraft was only 5 yuan. 我们承兑这张支票的透支额只有5 元。Please
23、 endorse the cheque. 请背签这张支票。The travelers checks cost 1.5% of the total amount of purchase. 旅行支票手续费是购买总额的1.5%。Heres the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it open. 这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可
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